Taking the Confusion Out of Loan Terms

Understanding Loan Terms When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered. It’s important to understand the different loan terms that are used when speaking of both traditional mortgages from banks and also private money loans from private money […]

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The Difference Between Pre-Qualification & Pre-Approval

Why These Terms Are Different Although the terms Pre-Qualification and Pre-Approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide. Here’s what you need to know about each of these terms:   Loan Pre-Qualification: This is a lender’s informal way of estimating how […]

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Too Much Property For Bank Financing?

When Your Loan Doesn’t Fit the Equation   Real estate investors with multiple properties can face an uphill battle when looking to obtain financing for their investment properties. While income, credit and the ability to repay should be the determining factors, many funding sources cap the number of properties an investor can own. This can […]

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7 Important Hard Money Loan Facts for Investors

What To Know About Private Lenders Private lenders have been around for, well, forever: as the saying goes, lending money is the second-oldest profession. In advanced economies today, private or “hard money” loans are used by real estate investors ranging from professional renovation investors with excellent performance records to desperate last-resort borrowers with terrible credit […]

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3 Must Haves Before Getting Your First Fix & Flip Loan

Fix & Flip is Simple But Not Always Easy   Investing in a run-down, abandoned home and fixing it up so that it can be sold for a profit is a popular way to get involved in the real estate industry. There are plenty of television shows that make it seem like a fast, easy […]

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Where To Find Hard Money Loans for Real Estate Investments

Bank Lending vs Hard Money Loans While bank lending can still be challenging to source, hard money loans are relatively easy to find. The challenge comes in finding a good hard money lender that will offer you fast execution, competitive rates and ongoing service. Those three qualities separate the market’s best alternative financing sources from […]

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Communicating with Hard Money Lenders

How To Communicate Effectively With Hard Money Lenders Hard money lending is a very different animal than traditional lending for real estate investing. Instead of dealing with an employee checking off boxes in a file, when you work with a hard money lender, you’re working with an investor just like you. This means that your […]

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The Secrets of Wealth

Setting Personal Goals & Objectives-The Path to Wealth It’s time to start planning on ways to cope with the challenges of tomorrow. Start with your own goals. Set a time frame and financial framework within which you intend to implement action to achieve them. Understand the rules. Learn what to do and what not to […]

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How To Diversify And Grow Your Retirement Portfolio

How to Gain Security In Changing Times How do you feel about staking your entire future on the stock market? Risky, right! Who would do that? Surprisingly enough, a lot of investors are putting their money in the stock market directly or indirectly. If you rather invested in bonds to minimize the risk, you’re unlikely […]

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Private Money Lending Advantage

Faster Closing Transactions with Private Money Mortgage money obtained from banking or institutional sources, called conventional mortgage money, usually takes between 45 and 90 days to fund. Institutional lenders need not only obtain appraisal of the value of the property, but also require detailed examination of the borrower’s credit history and current financial status, as […]

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