California Hard Money Purchase Loans – Owner Occupied Vs. Investment

Options to Bank Home Financing I get a lot of questions about hard money purchase loans for residential properties in California. With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing […]

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Financing with Hard Money Loans

Traditional Loans vs. Hard Money Loans If you are in a position where you cannot qualify for a traditional business loan but you need money to complete a project or for another reason, a hard money loan may be a route you can take. Hard money loans are non-traditional, alternative sources to conventional bank financing. […]

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Top Hard Money Lender Qualities

What To Look For in A Hard Money Lender While it may seem, to the inexperienced, that hard money lenders operate in a “no man’s land,” the reality is, the top hard money lenders have certain key characteristics in common. If you do decide to retain the services of a hard money lender, here are […]

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Understanding Mortgage Points

What Are Mortgage Points? “Mortgage points”, also known as loan origination points, mortgage loan points or mortgage discount points, are fairly simply to understand. When it comes down to it, a mortgage point is just a fancy way of saying a percentage point of the loan amount. Essentially, when a mortgage broker or mortgage lender […]

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Basics of Real Estate Investing

Real Estate Cycles & Real Estate Investment Everything always goes in cycles. In our real estate investing world we have experienced smooth sailing for many years but now we are facing challenging times that have forced everyone to regroup and invent their approach to the investing business and return back to the basics.   Real […]

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Better Investment Returns? Use Self Directed IRA’S

Why Private Money Loans Make Sense The current environment is not exactly favorable for financing your real estate investments, in fact it is next to impossible to borrow from traditional banks and it appears for now that it’s a trend that will go on for some time. The facts are credit is tight, real estate […]

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How Non-Banks Are Replacing Big Banks

Why Private Money Loans Are a Good Choice Since the official start of the ongoing “Credit Crisis” back in the Summer of 2007, Private Money loans (debt, equity, and / or mezzanine) and Institutional Funds (i.e., Hedge Funds and Private Equity Firms) have provided more readily available access to funds for residential and commercial real […]

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First Deed Trusts-Diversify Your Investment Portfolio

Trust Deed Investments Trust deed investments should be an important part of any investor’s portfolio. Whether a corporation, pension plan or private individual, trust deeds offer a unique combination of superior returns, outstanding security and investor convenience. What do trust deed investments provide for your investment portfolio? Read through our reasoning below:   Higher Returns: […]

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5 Point Hard Money Loan Checklist

Your Hard Money Loan Plan There is no doubt that when looking to make a real estate investment, choosing a hard money loan is a great option. However, many people do not get approved for the loan because they were caught off guard with the loan application requirements. To ensure a better chance of having […]

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4 Essential Loan Steps to Get a Loan to Flip a House

Loan Steps for House Flipping   If you go by historical data, then the very first mortgages that were issued happen to be traditional mortgages itself. It wasn’t until later that the concept of mortgage financing came into vogue for the low-income buyers or those who happen to have special demographic requirements. Arm yourself with […]

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