California Hard Money Purchase Loans – Owner Occupied Vs. Investment

Options to Bank Home Financing I get a lot of questions about hard money purchase loans for residential properties in California. With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing […]

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Financing with Hard Money Loans

Traditional Loans vs. Hard Money Loans If you are in a position where you cannot qualify for a traditional business loan but you need money to complete a project or for another reason, a hard money loan may be a route you can take. Hard money loans are non-traditional, alternative sources to conventional bank financing. […]

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Top Hard Money Lender Qualities

What To Look For in A Hard Money Lender While it may seem, to the inexperienced, that hard money lenders operate in a “no man’s land,” the reality is, the top hard money lenders have certain key characteristics in common. If you do decide to retain the services of a hard money lender, here are […]

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Understanding Credit Scores

What Is a Good Credit Score Range?   Ever wonder what is a good credit score, and why this little three-digit number is so crucial to your financial well-being? Can it really affect your everyday life? And what kind of control do you have over it? In a special guide to credit score ranges, Saundra […]

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Basics of Real Estate Investing

Real Estate Cycles & Real Estate Investment Everything always goes in cycles. In our real estate investing world we have experienced smooth sailing for many years but now we are facing challenging times that have forced everyone to regroup and invent their approach to the investing business and return back to the basics.   Real […]

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Better Investment Returns? Use Self Directed IRA’S

Why Private Money Loans Make Sense The current environment is not exactly favorable for financing your real estate investments, in fact it is next to impossible to borrow from traditional banks and it appears for now that it’s a trend that will go on for some time. The facts are credit is tight, real estate […]

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Taking the Confusion Out of Loan Terms

Understanding Loan Terms When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered. It’s important to understand the different loan terms that are used when speaking of both traditional mortgages from banks and also private money loans from private money […]

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How Non-Banks Are Replacing Big Banks

Why Private Money Loans Are a Good Choice Since the official start of the ongoing “Credit Crisis” back in the Summer of 2007, Private Money loans (debt, equity, and / or mezzanine) and Institutional Funds (i.e., Hedge Funds and Private Equity Firms) have provided more readily available access to funds for residential and commercial real […]

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Hard Money Loans vs. Conventional Investor Loans

If You Need Capital Fast a Hard Money Loan Can Be the Answer   There are a lot of misconceptions regarding Hard Money Loans and Hard Money Lenders. Most of the confusion surrounds the differences between conventional mortgages and hard money loans. I wanted to take a moment and try to answer many of the […]

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The Difference Between Pre-Qualification & Pre-Approval

Why These Terms Are Different Although the terms Pre-Qualification and Pre-Approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide. Here’s what you need to know about each of these terms:   Loan Pre-Qualification: This is a lender’s informal way of estimating how […]

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