Understanding Mortgage Points

What Are Mortgage Points? “Mortgage points”, also known as loan origination points, mortgage loan points or mortgage discount points, are fairly simply to understand. When it comes down to it, a mortgage point is just a fancy way of saying a percentage point of the loan amount. Essentially, when a mortgage broker or mortgage lender […]

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The Difference Between Pre-Qualification & Pre-Approval

Why These Terms Are Different Although the terms Pre-Qualification and Pre-Approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide. Here’s what you need to know about each of these terms:   Loan Pre-Qualification: This is a lender’s informal way of estimating how […]

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How To Diversify And Grow Your Retirement Portfolio

How to Gain Security In Changing Times How do you feel about staking your entire future on the stock market? Risky, right! Who would do that? Surprisingly enough, a lot of investors are putting their money in the stock market directly or indirectly. If you rather invested in bonds to minimize the risk, you’re unlikely […]

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Private Money Lending Popular with Investors Seeking Returns

Savvy Investors Like Private Money Investments As retired investors seek to diversify their retirement portfolios, the returns earned in private money lending are very enticing. Private money lending is called, ‘trust deed investing,’ and under this investment model, investors rely heavily on the expertise of seasoned real estate investors who identify good deals. Investors who […]

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Under 1M Commercial Loans Are Hard to Find

Small Commercial Loan Challenge If you’ve got a commercial loan OVER $1,000,000, well, there are certainly a lot of candidates out there for financing. The commercial lending space is dominated by lenders that won’t even look at a loan request unless it’s over $5 M. However, commercial lenders that finance smaller balance loans of between […]

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