Understanding Mortgage Points

What Are Mortgage Points? “Mortgage points”, also known as loan origination points, mortgage loan points or mortgage discount points, are fairly simply to understand. When it comes down to it, a mortgage point is just a fancy way of saying a percentage point of the loan amount. Essentially, when a mortgage broker or mortgage lender […]

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Finding a Great Hard Money Lender

Finding a Great Fix & Flip Hard Money Lender Fix and flip investing is part art form and part business venture. As a real estate investor, you know the importance of doing your homework when choosing a fix and flip property to rehab for profit. You have built relationships with realtors, property inspectors, contractors, and […]

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Communicating with Hard Money Lenders

How To Communicate Effectively With Hard Money Lenders Hard money lending is a very different animal than traditional lending for real estate investing. Instead of dealing with an employee checking off boxes in a file, when you work with a hard money lender, you’re working with an investor just like you. This means that your […]

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How To Diversify And Grow Your Retirement Portfolio

How to Gain Security In Changing Times How do you feel about staking your entire future on the stock market? Risky, right! Who would do that? Surprisingly enough, a lot of investors are putting their money in the stock market directly or indirectly. If you rather invested in bonds to minimize the risk, you’re unlikely […]

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5 Things You Should Know About Trust Deed Investments

How to Earn Passive Income Trust deed loans are not a new phenomenon. However, they are growing in popularity. It is a great way to earn passive income with little hassle. Smart investors always do their research. However, there is always more to learn. Here are 5 things you should know about trust deed loans.   […]

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Hard Money Second Loans for Business Purposes

Tapping Your Equity for Business Growth For many people who own property with existing loans at excellent terms it can be difficult to tap the remaining equity, this is where a hard second loan can help. Loan guidelines have changed, as have rates, and the ability to obtain cash out on a new first loan […]

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Hard Money Loans vs Bridge Loans

What Are Bridge and Hard Money Loans?   A hard money loan is an alternative to a conventional loan where private funding is secured by the value of a property. Therefore, it can be obtained relatively quickly. Bridge loans are temporary loans that are used for the purchase or renovation of real estate property. They […]

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How Are Hard Money Loans Structured?

When Hard Money Loans Are a Solution Hard money loans are not for everyone. They are the province of a chosen few – lenders, as well as borrowers. Just the word ‘quick’ eliminates traditional lenders who subscribe to the longer the better philosophy, preferring to finance a loan for the long-term since interest payments are […]

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Top 3 Reasons Lenders Decline Asset Based Loans

Asset Loan Challenges   Asset based loans are not primarily based on credit, income, or other qualifying factors that a bank loan is based on. An asset-based loan is just that, a loan based on the asset being used as collateral for the loan. While some asset-based lenders may still consider credit or income as […]

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Understanding Commercial Hard Money Loans

Commercial Hard Money Loans Not Widely Understood For commercial real estate investors who have always financed their properties at the bank, commercial hard money is not well understood. The requirements and pricing of commercial hard money loans is very different from bank loans. In fact, this is the reason that most commercial real estate investors […]

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