Understanding Credit Scores

What Is a Good Credit Score Range?   Ever wonder what is a good credit score, and why this little three-digit number is so crucial to your financial well-being? Can it really affect your everyday life? And what kind of control do you have over it? In a special guide to credit score ranges, Saundra […]

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Hard Money Loans vs. Conventional Investor Loans

If You Need Capital Fast a Hard Money Loan Can Be the Answer   There are a lot of misconceptions regarding Hard Money Loans and Hard Money Lenders. Most of the confusion surrounds the differences between conventional mortgages and hard money loans. I wanted to take a moment and try to answer many of the […]

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The Difference Between Pre-Qualification & Pre-Approval

Why These Terms Are Different Although the terms Pre-Qualification and Pre-Approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide. Here’s what you need to know about each of these terms:   Loan Pre-Qualification: This is a lender’s informal way of estimating how […]

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Too Much Property For Bank Financing?

When Your Loan Doesn’t Fit the Equation   Real estate investors with multiple properties can face an uphill battle when looking to obtain financing for their investment properties. While income, credit and the ability to repay should be the determining factors, many funding sources cap the number of properties an investor can own. This can […]

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7 Important Hard Money Loan Facts for Investors

What To Know About Private Lenders Private lenders have been around for, well, forever: as the saying goes, lending money is the second-oldest profession. In advanced economies today, private or “hard money” loans are used by real estate investors ranging from professional renovation investors with excellent performance records to desperate last-resort borrowers with terrible credit […]

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3 Must Haves Before Getting Your First Fix & Flip Loan

Fix & Flip is Simple But Not Always Easy   Investing in a run-down, abandoned home and fixing it up so that it can be sold for a profit is a popular way to get involved in the real estate industry. There are plenty of television shows that make it seem like a fast, easy […]

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Where To Find Hard Money Loans for Real Estate Investments

Bank Lending vs Hard Money Loans While bank lending can still be challenging to source, hard money loans are relatively easy to find. The challenge comes in finding a good hard money lender that will offer you fast execution, competitive rates and ongoing service. Those three qualities separate the market’s best alternative financing sources from […]

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Finding a Great Hard Money Lender

Finding a Great Fix & Flip Hard Money Lender Fix and flip investing is part art form and part business venture. As a real estate investor, you know the importance of doing your homework when choosing a fix and flip property to rehab for profit. You have built relationships with realtors, property inspectors, contractors, and […]

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5 Point Hard Money Loan Checklist

Your Hard Money Loan Plan There is no doubt that when looking to make a real estate investment, choosing a hard money loan is a great option. However, many people do not get approved for the loan because they were caught off guard with the loan application requirements. To ensure a better chance of having […]

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Communicating with Hard Money Lenders

How To Communicate Effectively With Hard Money Lenders Hard money lending is a very different animal than traditional lending for real estate investing. Instead of dealing with an employee checking off boxes in a file, when you work with a hard money lender, you’re working with an investor just like you. This means that your […]

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