California Hard Money Purchase Loans – Owner Occupied Vs. Investment

Options to Bank Home Financing I get a lot of questions about hard money purchase loans for residential properties in California. With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing […]

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Understanding Credit Scores

What Is a Good Credit Score Range?   Ever wonder what is a good credit score, and why this little three-digit number is so crucial to your financial well-being? Can it really affect your everyday life? And what kind of control do you have over it? In a special guide to credit score ranges, Saundra […]

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Taking the Confusion Out of Loan Terms

Understanding Loan Terms When considering an investment property loan from an institutional lender, you need to consider many of the variables involved in the loan terms being offered. It’s important to understand the different loan terms that are used when speaking of both traditional mortgages from banks and also private money loans from private money […]

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The Difference Between Pre-Qualification & Pre-Approval

Why These Terms Are Different Although the terms Pre-Qualification and Pre-Approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide. Here’s what you need to know about each of these terms:   Loan Pre-Qualification: This is a lender’s informal way of estimating how […]

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4 Essential Loan Steps to Get a Loan to Flip a House

Loan Steps for House Flipping   If you go by historical data, then the very first mortgages that were issued happen to be traditional mortgages itself. It wasn’t until later that the concept of mortgage financing came into vogue for the low-income buyers or those who happen to have special demographic requirements. Arm yourself with […]

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