California Hard Money Purchase Loans – Owner Occupied Vs. Investment

Options to Bank Home Financing I get a lot of questions about hard money purchase loans for residential properties in California. With many people not able to secure bank financing for one reason or another, hard money loans have become an alternative for even those who have may have been able to obtain bank financing […]

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Financing with Hard Money Loans

Traditional Loans vs. Hard Money Loans If you are in a position where you cannot qualify for a traditional business loan but you need money to complete a project or for another reason, a hard money loan may be a route you can take. Hard money loans are non-traditional, alternative sources to conventional bank financing. […]

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Why Hard Money Loans Work for Commercial Investing

Bridge Loans for Commercial Investing A commercial or residential property hard money loan is also known as a bridge loan in commercial investing — it bridges you from a temporary situation to a more permanent situation. The goal is to be bridged from a hard money situation to a more conventional situation where you’re going […]

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How Non-Banks Are Replacing Big Banks

Why Private Money Loans Are a Good Choice Since the official start of the ongoing “Credit Crisis” back in the Summer of 2007, Private Money loans (debt, equity, and / or mezzanine) and Institutional Funds (i.e., Hedge Funds and Private Equity Firms) have provided more readily available access to funds for residential and commercial real […]

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Hard Money Loans vs. Conventional Investor Loans

If You Need Capital Fast a Hard Money Loan Can Be the Answer   There are a lot of misconceptions regarding Hard Money Loans and Hard Money Lenders. Most of the confusion surrounds the differences between conventional mortgages and hard money loans. I wanted to take a moment and try to answer many of the […]

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The Difference Between Pre-Qualification & Pre-Approval

Why These Terms Are Different Although the terms Pre-Qualification and Pre-Approval are often used interchangeably, the two differ greatly in the process involved in obtaining them and in the benefits they provide. Here’s what you need to know about each of these terms:   Loan Pre-Qualification: This is a lender’s informal way of estimating how […]

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Too Much Property For Bank Financing?

When Your Loan Doesn’t Fit the Equation   Real estate investors with multiple properties can face an uphill battle when looking to obtain financing for their investment properties. While income, credit and the ability to repay should be the determining factors, many funding sources cap the number of properties an investor can own. This can […]

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7 Important Hard Money Loan Facts for Investors

What To Know About Private Lenders Private lenders have been around for, well, forever: as the saying goes, lending money is the second-oldest profession. In advanced economies today, private or “hard money” loans are used by real estate investors ranging from professional renovation investors with excellent performance records to desperate last-resort borrowers with terrible credit […]

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3 Must Haves Before Getting Your First Fix & Flip Loan

Fix & Flip is Simple But Not Always Easy   Investing in a run-down, abandoned home and fixing it up so that it can be sold for a profit is a popular way to get involved in the real estate industry. There are plenty of television shows that make it seem like a fast, easy […]

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Where To Find Hard Money Loans for Real Estate Investments

Bank Lending vs Hard Money Loans While bank lending can still be challenging to source, hard money loans are relatively easy to find. The challenge comes in finding a good hard money lender that will offer you fast execution, competitive rates and ongoing service. Those three qualities separate the market’s best alternative financing sources from […]

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